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How students are funded

 Quick Summary

The Australian Government provides funding for all students at all levels of education, from early childhood to post-school education and higher education. There are laws that ensure funding is provided. Funding is provided for two main reasons - to enable access to the education, and to enable participation in the education received through the provision of reasonable adjustments when needed.

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Your or your child’s access to education funding is required and protected by:

  1. the Australian Education Act 2013 for funding to primary and secondary schools;
  2. the Higher Education Support Act 2003 for funding for higher education, vocational education and training, and university education;
  3. the National Disability Insurance Scheme Act 2013 for funding to support access and participation in an education program.

Under the Australian Education Act, government schools and private schools receive funding from the Commonwealth through their state or territory.

The amount of funding a school receives is worked out using a calculation called the schooling resource standard (SRS), which provides a basic rate per student and loadings for schools with students with greater needs.

The state or territory provides the funding from the Commonwealth directly to the government schools and to the approved authorities for private schools. Each state or territory then provides additional funding for government and private schools, which should at least be equal to the funding from the Commonwealth.

Schools have policies about how they use the funding they receive. These policies are available on the Department of Education website for each state and territory, and on school’s websites.  Departments of Education and schools also provide hard copies of their policies, and it is a good idea for you to ask about these policies.

The Education Act requires Departments of Education and schools to be transparent about how they use funding for students.  It will be important and useful for you to talk to your child’s school principal about funding if your child has additional needs.

Under the Higher Education Support Act 2003, students may get funding support in the form of a loan from the government. The loan is the HELP or Higher Education Loan Program.

This program covers tuition fees and other approved costs (student services and amenities) for Vocational Education and Training and/or University courses.

HELP combines the current HECS – HELP, FEE HELP, SA HELP, OS HELP, VET Fee HELP and VET Student Loans. By 2020 HELP will completely replace these programs. For 2020, the combined HELP loan limit per student is $106,319 for most students. For students undertaking eligible medicine, dentistry, veterinary science and aviation courses, the HELP loan limit IS $152,700.

There are eligibility criteria to obtain HELP. The criteria include:

– the education provider must be an approved provider under the Higher Education Act (2003);

– the student must meet residency or citizen requirements;

– the student must have a tax file number (TFN) from the Australian Tax Office (ATO).

The NDIS ACT 2013 provides funding for reasonable and necessary supports for a person with disability to access and participate in an education program. NDIS funding does not cover fees.

NDIS funding will fund the following if it is reasonable and necessary:

– support for self-care (such as eating, drinking and toileting while attending the education program);

– transport to and from the education program;

– transportable equipment (e.g. wheelchair, hearing aid, communication device);

– support to transition between schools, from school to post-school education and/or training, and from education or training to further education, training or employment.

GET STARTED

Decide which level of education applies – school level is primary and secondary, or post-school level, which is Higher Education and Training.  You will find further information about all these levels at the Australian Government Department of Education and Training Website.

Speak to the school principal about how funding will work or to the training organisation or University about how to apply for funding. Ask for school policies about the use of funding.

For information about the Australian Governments’ tertiary assistance for financing tertiary study, go to the StudyAssist Website.

For information about school levies and charges and student financial assistance in Tasmanian Government schools go to the Tasmanian Department of Education Website.

For an estimate on the amount of per student funding supplied by the Australian government to schools across Tasmania, visit the MySchool website and put in the school’s name.

If you or your child has a disability find out more about the Australian Governments’ approach to targeting funding to students based on their needs on their website.

Also, talk to your Local Area Coordinator provider or National Disability Insurance Agency to find out if the National Disability Insurance Scheme may provide funded supports for higher education or education if your child has a disability.

Find out if you or your child can access the National Disability Insurance Scheme to get the additional support you need.

 

ACTION STEPS

Here you can find a simple list of the best actions to take if you are interested in this topic:

1 .

Talk to your chosen education provider about how funding for education works for you.

2 .

Ask the school if they have policies about how they can use their school funding or search for them on the schools’ website.

3 .

If you need assistance to pay the cost of school levies and charges discuss this with the school.

4 .

Apply for a Tax File Number (TFN) to gain a HELP loan to cover tuition fees and other costs (student services and amenities) with an approved education provider of Vocational Education and Training and/or University courses.

5 .

If you or your child has a permanent or significant or developmental disability, talk to the National Disability Insurance Agency about the ways they can support you in education.

6 .

Find out if you or your child can access the National Disability Insurance Scheme to get the additional support you need.

7 .

Tell your education provider if you receive funding to support your education from more than one source so that everyone is clear about who is funding what.

8 .

If you have a HELP loan keep up to date with the yearly changes to the amounts you can earn and the amounts you must repay. If you are a tertiary student and Australian citizen, you will have to begin repaying your HELP debt through the taxation system when your income reaches a certain level.